THE BENEFITS OF OWNERSHIP IN ACBG

There are many benefits to becoming a member of ACBG, with the foremost primary advantages of membership in ACBG being:

1) Group Purchasing Power
2) Risk Management
3) Synergy
4) Build-up of Equity

Group Purchasing Power – ACBG or its subsidiary, CRMS, contract with various vendors and service providers collectively on behalf of the members of ACBG. These vendors and service providers include but are not limited to Third-Party Claims Administrators, Biometric Testing Services, Claims Data Analysis and Predictive Modeling Consultants, Health Coaching Services, Claims Auditors, Actuarial Consultants and Wellness Consultants. These contracts are generally negotiated with more favorable terms and conditions than those of which the member could obtain on their own.

Risk Management – The members of ACBG strongly believe that the health and productivity of their respective workforces are risks that can be proactively managed. As a result, we have sought out and partnered with notable and highly respected healthcare and wellness leaders who share ACBG’s thought in the discipline of the health and wellness arenas, including the University of Michigan Health Management Research Center, to bring cutting-edge risk management techniques to our members that produce results.

Synergy – The members of ACBG are First Class commercial contractors with a common goal of improving the health and productivity of their workforces. It is a proven fact that a healthy and fit workforce has lower medical, workers comp and disability insurance costs than one that is unhealthy and out of shape. Similarly, the healthy and fit workforce is more productive and has lower absenteeism and presenteeism. As a result, our members are constantly searching for new information and techniques that will aid in their effort to manage the risk more effectively and to gain an advantage over their competition who is not managing the risk. ACBG holds quarterly board meetings that are a forum for the exchange of knowledge. Committee meetings and monthly board conference calls are also excellent venues for learning and growth.

Equity – ACBG is designed to make a profit. Profit is generated through our leverage of purchasing power, our risk management strategies, and the lowering of insurance costs due to the improving health and fitness of our workforces. Since you become an owner of ACBG when you place your insurance with ACBG, you are the direct beneficiary of these profits that are applied to your equity account.