The University of Michigan HMRC's Trend Management System


A small amount of people drive a majority of costs each year. Research has proven that in a particular year 5% of plan participants will be responsible for 50% of medical costs. The problem is that the people who make up the 5% of those driving your claims changes every year. 

Who will be the next 5%?

In conjunction with the University of Michigan Health Management Research Center, ACBG offers their Trend Management System (TMS). The TMS captures data from ACBG’s various partners and vendors, and then successfully predicts with 83% accuracy who your rolling 5% will be, three years in advance.